UOB Personal Loan

Introduction to UOB Personal Financing

Whether it's for new house's downpayment, a lucrative business opportunity or investment, further education or even home renovation you've been planning, regardless of reasons UOB Personal Loan lets you have the extra money and freedom to do more.

  • Interest Rate: Low interest at 0.83% p.m.
    • Enjoy interest rate as low as 0.83%* per month.
      Monthly Income

      Interest Rate

      Salaried Self-Employed
      RM2,000 < RM4,000 RM3,000 < RM6,000 11.99% p.a.
      RM4,000 < RM7,000 RM6,000 < RM8,000 10.99% p.a.
      RM7,000 and above RM8,000 and above 9.99% p.a.
      0.83% is rounded to the nearest 1 decimal point from 0.833%, based on interestrate at 9.99% p.a.
  • Loan Amount: up to RM100,000
    • You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (50,000 for self-employed applicants).
  • UOB Personal Loan gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are :
  • 12

    18

    24

    30

    36

    42

    48

    54

    60

    months


  • Low Monthly Installment
    Enjoy low monthly installment as alow as Rm124.96*. For repayment schedule, please scroll to the bottom of the page.

  • No Processing Fee, No Guarantor and No Collateral
    • UOB Personal Loan is hassle-free as you do not have to pay Processing Fee and there is no guarantor or collateral requirement.

  • Hassle-Free Application
    • Application for UOB Personal Loan is hassle-free. You simply do not require collateral or a guarantor. Just submit your application form with supporting documents and we will do the rest.

Interest Rate 9.99% p.a.
 
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
458.29
2,291.46
4,582.92
6,874.38
9,165.83
24 months
249.96
1,249.79
2,499.58
3,749.38
4,999.17
36 months
180.51
902.57
1,805.14
2,707.71
3,610.28
48 months
145.79
728.96
1,457.92
2,186.88
2,915.83
60 months
124.96
624.79
1,249.58
1,874.38
2,499.17

Interest Rate 10..99% p.a.
 
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
462.46
2,312.29
4,624.58
6,936.88
9,249.17
24 months
254.13
1,270.63
2,541.25
3,811.88
5,082.50
36 months
184.68
923.40
1,846.81
2,770.21
3,693.61
48 months
149.96
749.79
1,499.58
2,249.38
2,999.17
60 months
129.13
645.63
1,291.25
1,936.88
2,582.50

Interest Rate 11.99% p.a.
 
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
466.63
2,333.13
4,666.25
6,999.38
9,332.50
24 months
258.29
1,291.46
2,582.92
3,874.38
5,165.83
36 months
188.85
944.24
1,888.47
2,832.71
3,776.94
48 months
154.13
770.63
1,541.25
2,311.88
3,082.50
60 months
133.29
666.46
1,332.92
1,999.38
2,665.83

**Based on RM5,000 loan amount on 5 years repayment period

 *source from UOB malaysia website

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