Bank Muamalat Malaysia Berhad Personal Loan Financing-i | Pinjaman Peribadi Bank Muamalat Malaysia Berhad (BMMB)

Bank Muamalat Personal Financing-i For Armed Forces

For Armed Forces Financing products:

Products / Items

Investment and Refinancing (Armed Forces)

Purpose

Settlement of Debt and Investment

Who Can Apply

Malaysia Armed Forces

Tenure

Minimum: 3 years, Maximum: 10 years*

Financing Amount

Minimum: RM 5,000.00
Maximum: RM 100,000.00

Profit Rate

Flat: 5.5% p.a
Floating: BFR+1.8% (capping rate 11%)

Mode of Payment

Auto Debit net salary via BMMB Current/Saving Account

Wasiat/Will - writing

Optional

Takaful

Compulsory

Guarantor

Not available

Documents Required

•	Copy of BATC10/MyTentera (front and back)
•	Latest 1 month Salary Slip (Flat Rate)
•	Latest 2 months Original Salary Slip (Floating Rate)
•	BMMB Current/Saving Account passbook
•	Latest Settlement Statement
•	Investment Statement (if applicable)

Applicant's Eligibility

a) Age:

•	Lain‐lain Pangkat (LLP):
	-	Maximum: 52 years
•	Pegawai:
	-	Maximum: 65 years

b) Repayment Capacity:

•

Determine by NDI & DSR

Note :
1) Customer's not a Bankruptcy during apply BMMB financing
2) Terms and conditions apply

Government & Related Agencies Staff

Bank Muamalat Financing products:

Products / Items

Pembiayaan Pengurusan Kewangan - PPK Invesment and Refinancing

Civilian

Purpose

Settlement of Debt and Investment

Who Can Apply

All Federal / State Government/Government
Link Company/Selected Organizations staff

Tenure

Minimum: 3 years
Maximum: 10 years

Financing Amount

Minimum: RM 5,000.00
Maximum: RM 100,000.00

Profit Rate

Flat: Without Ju'alah: 5.5% p.a, With Ju'alah: 5.7% p.a
Floating: BFR+1.8% (capping rate 11%)

Mode of Payment

a) Auto Debit net salary via BMMB Current/Saving Account or
b) Salary deduction At Source by employer

Wasiat/Will - writing

Optional

Takaful

Compulsory

Guarantor

Not available

Documents Required

•	Copy of NRIC (front and back)
•	Latest 1 month Salary Slip (Flat Rate)
•	Latest 3 months original Salary Slip (Floating Rate)
•	Employment Confirmation Letter
•	Latest Settlement Statement
•	Investment Statement (if applicable)

Applicant's Eligibility

•	Employment: - Non Gov't: PERMANENT & CONFIRMED staff with minimum 3 yrs service. - Gov't: CONFIRMED staff
•	Repayment Capacity: i) Determine by NDI & DSR

Note:
1) Customer's not a Bankruptcy during apply BMMB financing
2) Terms and conditions apply

Selected Organizations Staff

Products / Items

Investment and Refinancing (Civilian - Selected Organization)

Purpose

Setlement of Debt and Investment

Who Can Apply

Selected organizations staff

Tenure

Minimum: 3 years
Maximum: 10 years

Financing Amount

Minimum: RM 5,000.00
Maximum: RM 150,000.00 (Floating Rate), RM 100,000.00 (Flat Rate)

Profit Rate

Flat: Without Ju'alah: 5.5% p.a, With Ju'alah: 5.7% p.a
Floating: BFR+1.8% (capping rate 11%)

Mode of Payment

a) Auto Debit net salary via BMMB Current/Saving Account or
b) Salary deduction At Source by employer

Wasiat/Will - Writing

Compulsory

Takaful

Compulsory

Guarantor

Not available

Documents Required

•	Copy of NRIC (front and back)
•	Latest 1 month Salary Slip (Flat Rate)
•	Latest 3 months original Salary Slip (Floating Rate)
•	Employment Confirmation Letter
•	Settlement Statement
•	Investment Statement (if applicable)

Applicant's Eligibility

•	Employment: PERMANENT and CONFIRMED staff with minimum 3 years service
•	Repayment Capacity: i) 1/3 or 3.33% of net salary

Note:
1) Customer's not a Bankruptcy during apply BMMB financing
2) Terms and conditions apply

Product Disclosure

For product disclosure, please click here http://www.muamalat.com.my/consumer-banking/financing/personal-financing/product-disclosure-sheet.html

*source from Bank Muamalat Malaysia Berhad website

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